The
Vision
$600M
Transformational Campaign
$300M
In Philanthropy
$300M
In Debt Capital
Grameen America is building on our strong track record of scale and impact to launch a five-year campaign to achieve our bold ten-year goals. Through this effort, we’ll bring life-changing opportunities to over 750,000 entrepreneurs and their families—helping them start or grow businesses, build financial independence, and create more vibrant communities or create community impact.
Grameen America will raise $600 million, through a combination of $300 million in philanthropy and $300 million in debt capital, to meet the urgent need for affordable capital and demand for Grameen America’s program across existing and new geographies. The remaining funding needed will be generated internally through interest income, and invested back into the program and communities.
The $1 billion total investment will support our ability to deliver a transformative $40 billion in loan capital invested in 750,000 entrepreneurs over the next ten years.
Our
Limitless
Strategy
With strategic support from Blue Meridian Partners, Grameen America is well-positioned to accomplish its goals, driving a decade of growth and scale, innovation in products, capacity-building, and ensuring opportunity for all.
Broaden Our Reach
We will expand access to affordable financial services in underserved communities, reaching 4X the number of women with 10X the amount of capital ($40 billion) over the next 10 years.
Innovate to Expand Access
As we accelerate our commitment to expanding financial opportunities for all, we will continue to innovate through Elevate by Grameen America—an initiative designed to ensure that all entrepreneurs are represented and can access the benefits of our program. We will use insights from the initiative to broaden access for entrepreneurs in underserved communities across the country.
Deepen Impact
Leveraging MDRC validated impact, we aim to innovate our programming to improve outcomes, moving our members from financial stability to true upward economic mobility providing financial opportunities for entrepreneurs through savings, credit establishment and repair and business growth.
Promote Systems Change
We will leverage our data, insights, and impact, to support shared prosperity and a financial services system that helps unlock economic mobility for all.
Invest for Scale
To execute on our key strategic priorities for breakout growth and impact, we must strengthen the organization’s technology, data capabilities, and infrastructure, and significantly invest in human capital
The
Goal
Grameen America has provided over $5 billion in affordable capital to more than 230,000 entrepreneurs across 29 U.S. cities. Over the next decade, we aim to open two times the number of locations, reach four times the number of entrepreneurs, and disburse ten times the amount of loan capital.
In ten years, Grameen America will reach:
$40 Billion
in Loan Capital Disbursed
10x growth
750,000
Small Businesses Served
4x growth
70 +
Locations
2x growth
The
Opportunity
In the United States, small businesses are a vital pillar of the economy, creating 2 out of every 3 new jobs. But many low-income entrepreneurs in America are often overlooked due to limited credit histories or lack of collateral. That means potential business owners may rely on limited personal savings or high-interest alternative lending, significantly constraining their ability to start and grow their businesses.
At Grameen America, we invest in the potential of entrepreneurs. We're not just funding businesses—we're igniting possibilities. Members in our program repay their loans at a rate of 99%, demonstrating the resilience, reliability, and potential of the entrepreneurs we serve. This evidence-based, targeted approach enables us to most effectively advance our broader vision of economic prosperity for all small business owners across America.