Our
Limitless
Strategy

Broaden Our Reach

We will expand access to affordable financial services in underserved communities, reaching 4X the number of women with 10X the amount of capital ($40 billion) over the next 10 years.

Innovate to Expand Access

As we accelerate our commitment to expanding financial opportunities for all, we will continue to innovate through Elevate by Grameen America—an initiative designed to ensure that all entrepreneurs are represented and can access the benefits of our program. We will use insights from the initiative to broaden access for entrepreneurs in underserved communities across the country.

Deepen Impact

Leveraging MDRC validated impact, we aim to innovate our programming to improve outcomes, moving our members from financial stability to true upward economic mobility providing financial opportunities for entrepreneurs through savings, credit establishment and repair and business growth.

Promote Systems Change

We will leverage our data, insights, and impact, to support shared prosperity and a financial services system that helps unlock economic mobility for all.

Invest for Scale

To execute on our key strategic priorities for breakout growth and impact, we must strengthen the organization’s technology, data capabilities, and infrastructure, and significantly invest in human capital

The
Opportunity

In the United States, small businesses are a vital pillar of the economy, creating 2 out of every 3 new jobs. But many low-income entrepreneurs in America are often overlooked due to limited credit histories or lack of collateral. That means potential business owners may rely on limited personal savings or high-interest alternative lending, significantly constraining their ability to start and grow their businesses.

At Grameen America, we invest in the potential of entrepreneurs. We're not just funding businesses—we're igniting possibilities. Members in our program repay their loans at a rate of 99%, demonstrating the resilience, reliability, and potential of the entrepreneurs we serve. This evidence-based, targeted approach enables us to most effectively advance our broader vision of economic prosperity for all small business owners across America.

The challenges are real. But so is the opportunity.

Access to capital is more than just a pathway to control over financial futures or business growth. It means the ability to afford child care, keep up with rent, pay for a child’s education, and build intergenerational wealth. Local businesses create jobs within the community, and products and services that directly address local challenges. Successful local entrepreneurs frequently become community leaders and mentors, creating multiplier effects that inspire and support entrepreneurship. When entrepreneurs are empowered with financial resources, their success creates ripple effects that uplift households and neighborhoods alike.

With access to financial services, under-resourced entrepreneurs can change the trajectory of their families — building stability, investing in their children’s futures, and contributing to vibrant, resilient communities across the country.