The Opportunity

Grameen America offers women a hand up, not a handout. 

Building a Path to Economic Mobility

 

 
 

Microloans

We provide women entrepreneurs access to affordable capital through microloans with short cycles and manageable repayment schedules. No credit history or collateral is required to qualify for a first-time loan of up to $2,500. After successfully completing the loan cycle, members can receive a larger loan with each subsequent cycle.

Peer Support

Our unique group-lending model enables strong peer networks and trust among members and loan officers. Beyond weekly Center Meetings, we host in-person events for members to meet, share business resources and advice, and strengthen their network of women-led business owners in their own communities.

Credit-Building

We support our members in establishing positive payment histories, the most important factor contributing to credit scores, by reporting their microloan repayments to major credit bureaus. Members without prior credit history have typically achieved an average score of 650 after joining our program.

 

Education

We provide training to members before they receive their first loan and throughout their membership to increase financial knowledge and wellbeing. Workshops led by experts on a variety of business and financial topics are offered regularly for all members and they can join based on their interests and needs.

Savings

Grameen America’s new pilot savings program offers our members the opportunity to build assets, improve financial stability, establish generational wealth, and practice positive money-saving habits.

Health

We offer health education and health system navigation to members delivered by trained, local community health workers. The programming aims to improve health outcomes for thousands of women who are excluded from the mainstream health system.